Four stages. One steady habit.
We start by understanding where you are, build a model of where you could go, then keep a calm monthly rhythm so the big decisions get easier over time.
A sample first year: a review and model build at the start, then a monthly report and meeting each month, with a bigger planning session every few months.
Review
We look at the last year of your books, bank accounts and any reports you already use. We ask a lot of questions. By the end, we can tell you where you stand today in a few short sentences.
- You shareRead-only access to accounting software and bank feeds
- We checkAccuracy, gaps, timing and what drives your costs
- You getA short written read of where things stand
Build the model
A financial model is a spreadsheet that links your sales, costs and cash so you can ask "what if?" We build one for your business, with every assumption written down in words.
- Based onYour real history, not industry averages
- ShowsProfit and cash, month by month, for the year ahead
- Lets you testPrices, hires, slow months and big purchases
What if?
Move the levers to see how a sample business's monthly profit changesA toy example with made-up numbers. Your real model is built from your own books.
Monthly rhythm
Every month follows the same pattern: close the books, send the report, meet to review, then plan. It is quiet and predictable on purpose. Good finance should feel boring in the best way.
- Days 1 to 5Close the month with your bookkeeper
- Days 6 to 10One-page report lands in your inbox
- Days 11 to 14Review meeting, about an hour
- Rest of monthForecast updates and support
Decisions
This is the point of it all. With clean numbers and a live model, the big questions get clearer: can we afford this hire, should we raise prices, is now the time to borrow? We lay out the options and trade-offs. You make the call.
- Common questionsHiring, pricing, expansion, equipment, loans
- We bringOptions, numbers and an honest opinion
- You keepEvery decision. It is your business.
What we need from you.
Not much. If something on this list is missing or messy, that is fine. Sorting it out is part of the work.
Your books
Access to your accounting software, read-only is fine.
Bank feeds
Statements or a view-only connection to your business accounts.
Your bookkeeper
An introduction, so we can work together on the monthly close.
An hour a month
For the review meeting. We keep it focused and on time.
It all starts with a conversation.
Book a free first call. We will ask about your business and tell you what we would look at first.