Know your numbers.Make the next movewith confidence.
We are the finance team you do not have yet. We sort out your cash flow, build a forecast you can trust and sit down with you every month to decide what comes next.
Monthly cash report
Example Company · cash balance, last 8 months and next 4- Cash on hand
- $171,400 +$9,200 this month
- Runway
- 9.5months At current spend
- Gross margin
- 41.2% Plan: 40%
| This month | Actual | Plan | Vs plan |
|---|---|---|---|
| Revenue | $84,200 | $80,000 | +$4,200 |
| Payroll | $38,900 | $39,500 | $600 under |
| Overheads | $12,700 | $11,800 | $900 over |
You have outgrown basic bookkeeping. You are not ready for a full-time CFO. We fit in between.
From a spreadsheet you dread to one page you read.
Most owners we talk to have the numbers. They are just scattered, late and hard to trust. We turn them into a short monthly report you can read in five minutes.
- Numbers arrive weeks after the month endsNumbers arrive weeks after the month endsA report lands in the first ten days of each month
- Seven versions of the same fileSeven versions of the same fileOne model, one source of truth
- You find out cash is tight when it is tightYou find out cash is tight when it is tightYou see tight months coming, weeks ahead
October in one page
Example Company · monthly report- Cash
- $171k
- Profit
- $11.6k
- Runway
- 9.5mo
Where the money went
Three things to decide
- 01Renew the van lease or buy?
- 02Raise prices on custom orders
- 03Hire for spring now or in January
Both are illustrations with made-up numbers.
Five ways we help.
Pick one, or let us run the whole finance side for you. Every engagement starts with a look at where you stand today.
-
01
Fractional CFO
A senior finance lead, part time. Strategy, forecasts and a monthly review with you.
- Monthly review meeting
- 12-month forecast
- Board and bank updates
-
02
Cash flow and forecasting
See the money coming in and going out, weeks ahead, so you are never caught short.
- 13-week cash forecast
- Payment timing
- Scenario planning
-
03
Budgets and monthly reports
A budget you set together and a one-page report each month that shows how you are tracking.
- Annual budget
- One-page dashboard
- Budget vs actual
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04
Pricing and profitability
Find out which products, services and customers actually make you money.
- Margin by product
- Price testing
- Cost review
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05
Loan and investor readiness
Get your numbers, story and documents in shape before you talk to a bank or investor.
- Financial pack
- Lender questions
- Model and assumptions
Same steps, every month. No surprises.
How long would your cash last?
Runway is how many months your cash would last if nothing changed. Put in your own rough numbers. Nothing is saved or sent anywhere.
On these numbers you have some room, but not a lot. A forecast would show which months are tight.
An illustration using your own inputs, not advice. Real cash flow is lumpy: seasons, tax bills and slow payers all move the date. That is what a proper forecast is for.
Owner-led businesses with real momentum.
Makers, shops, studios and service firms. Usually the owner still signs every check and carries the numbers in their head. We help take that weight off.
Let us find out where you stand.
Thirty minutes, no prep needed. Tell us what is on your mind and we will tell you honestly whether we can help.